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If you do not pay your loan according to its terms, your lender may: â˘ Charge you late fees â˘ Send your account to a collection agency â˘ Report your information to a consumer reporting agency, which may negatively affect your credit score â˘ Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest The client is usually required to have a regular monthly income of at least $1500 inside your credit standing that was existing or past.
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