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These tough economic times have brought about many struggles for a number of people, causing them to fall into bad credit. Sometimes your car has some trouble and needs repair fast, or maybe you need some emergency rent money. If the economy has caused your credit to go bad, and you need money for an unexpected emergency, you have choices. You may need an emergency bad credit loan, and Money Mutual may be able to help match you with a lender. [link widoczny dla zalogowanych] The good news is that Life House Financial prides itself on helping people locate hard to find financing. As an industry leader in all areas of financing, one of our first priorities was to partner with the safest and most trustworthily poor credit loan providers across the country that specialized in quick and hassle free bad credit personal loans. Whether you need a loan for home improvements, debt consolidation, to start a new business, or you just need to get caught up on some bills, with us you'll have options.
1. Source: National Mortgage News . second quarter 2013 report, based on total originations. [link widoczny dla zalogowanych] Now, that's not to say that companies such as OneMain will not issue any loans, and in fact they are more likely to issue a loan than a traditional bank like Chase or Bank of America. The old school banks have become almost non-lenders at this point when it comes to unsecure or signature loans. If the loan isn't for some hard collateral purchase, such as a car or a home, then the bank basically goes into a shutdown mode. With all of the losses the banks have suffered since the housing collapse that started in 2007 they just are not willing to take the risk on a loan where the only method of collecting on the loan is to start calling the person asking them to start making their payments again. In the case of a car note or a mortgage the bank can reclaim the car or they can foreclose on the home. Boston University economics professor Laurence Kotlikoff says repaying and reapplying for Social Security benefits is a "fantastic option" for some people. But it can involve a lot of number-crunching to determine whether it's the right decision for you. Kotlikoff offers case studies on his Web site, [link widoczny dla zalogowanych] For $149, you can access his sophisticated financial-planning software, which lets you create your own comprehensive retirement plan, including an analysis of the pros and cons of a decision to pay back your Social Security.

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