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Bill plans to stretch those benefits even further by depositing them in a state-sponsored 529 college-savings plan. By contributing to a 529, he'll be able to use the earnings and distributions tax-free to pay for tuition, books, fees and other qualified expenses. If the child received $500 a month, for example, and the account earned an average 5% annual return, the college fund would be worth about $175,000 in 18 years. Depending on where you live, you may also qualify for a state income-tax deduction on your 529 contribution. [link widoczny dla zalogowanych] Guaranteed bad credit student loans are products that students can apply for in order to get funding for school, and the bank promises not to turn the student down for that help. What the bank can do, however, is jack up the interest rate and the fees charged. The student might get the loan, but guaranteed bad credit private student loans can be expensive, simply because of the risk a bank is taking in providing that loan.
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