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If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest. We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. [link widoczny dla zalogowanych] Washington State law prohibits threatening or harassing behavior by individuals attempting to collect a debt. The federal Fair Debt Collection Practices Act states that debt collectors must send consumers a written notice within five days of the first collection phone call, stating the amount of the debt and what it relates to. No CreditâŚ Poor CreditâŚ No Problem! At MyCashTime.com, we believe in relationship based business. We know the vast majority of people who apply for a cash advance are just everyday people who might be recovering from a layoff, illness or divorce and need their cash advance due to some unexpected emergency. Credit ChallengedâŚ Never a problem. At MyCashTime.com, weâre not concerned about your credit worthiness. In fact, we never do a credit check, so your past credit history is never a problem. At MyCashTime.com all you need is a job, a bank account and a willingness to repay.

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