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The most commonly heard myth about easy payday loans is that these loans are available for interest rates over 300% APR. The fact is that this is just a rumor spread by the rivals of the cash advance industry. These rivals have distorted the reality to make it look extremely shocking to the prospective payday loan users. The term âannual percentage rateâ or âAPRâ is used for the interest rates charged for a span of 1 year. A cash advance is a short term loan. The loan terms of the cash advances usually range from 8 days to 30 days. So, a borrower will need to pay 300% APR only if the cash advance undergoes more than 26 rollovers. None of the US states allow that many rollovers of a payday loan. [link widoczny dla zalogowanych] In the thick of the housing boom, borrowers were approved for home loans without providing documentation of their income and assets. Subprime lenders approved loans for borrowers with low credit scores, although they often charged higher interest rates to those borrowers. Since the housing crisis, the majority of subprime lenders went out of business, but depending on your circumstances, you may still qualify for a home loan.
You can avoid lost downtime, multiple overdraft fees, and even the added costs of late or reconnection fees on your power, gas or phones. [link widoczny dla zalogowanych] Moneytree works hard to be the best provider of payday loans and other financial services. We are a direct lender and have been exceeding customers' expectations for over 30 years. The Moneytree Payday Loan is fast, simple and secure. We're available 24 hours a day, 7 days a week to help you! This Article Answered The Following Money Questions:

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