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If you were to go to your bank and the bank would give you a personal loan, perhaps they would require you to borrow no less than $2,500. Even at 6% interest, you are going to pay $150. If you were to pay the loan over a 12 month period, you are looking at a payment of approximately $220 a month for a year. Now let's say you only needed about $800 when you took out that loan but you couldn't borrow just $800, which is what resulted in a $2,500 loan that you didn't need. If you looked at payday loans online, you would have discover that your fee could be as low as $120 and that you would simply pay back the amount on payday. $920 is much easier to pay back than $2,500 if you wanted to pay the bank loan off early. Plus, only those with excellent credit can get an interest rate as low as 6%. If your credit is good or fair, you are looking at much higher interest and the possibility of having to put an asset up as collateral in order to secure the loan. [link widoczny dla zalogowanych] No Credit Check Personal Loans
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