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Immediate fundingâyouâll know if you qualify for the loan within hours, and usually have the funds the next business day [link widoczny dla zalogowanych] Essentially, when it comes to bad credit payday loans unless you can provide proof that you receive a regular paycheck there is a great chance that your loan application will be denied.Â You also have to understand that even if you can show proof of gainful income you are not assured of approval. The first thing you should consider is using your credit card. This is a far less formal arrangement, will give you the flexibility to pay of your borrowing on your terms and, if you get a 0% purchase card could save you paying interest on your borrowing. The same applies to 0% balance transfer credit cards to the same end; borrow and pay of the balance before the end of the 0% period and all you'll have to pay out is the handling fee.

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