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Many payday loan lenders will advertise that they will not reject your application due to your credit score. Many times, this is right. However, be sure to look into the amount of interest, they are charging you. The interest rates will vary according to your credit score. If your credit score is bad, get ready for a higher interest rate. [link widoczny dla zalogowanych] - What if I have bad credit? Some lenders may consider your application, thus one needs to identify the right financial providers willing to offer one a loan even with a poor credit score. This may involve researching on various loan lending organizations.